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Legal Disclosures

Trebor Reverse Mortgage, L.L.C.
NMLS 1524299
6427 Arbor Rose Ln
Spring, Texas 77379

This material has not been reviewed, approved or issued by HUD, FHA or any government agency. The company is not affiliated with or acting on behalf of or at the direction of HUD/FHA or any other government agency.

Trebor Reverse Mortgage, L.L.C. is a licensed mortgage broker in the state of Texas by the Department of Savings and Mortgage Lending and in California by the Department of Financial Protection and Innovation. National Mortgage Licensing System Company NMLS #1524299. For licensing information visit: https://nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/1524299

*Trebor Reverse Mortgage, L.L.C. currently does not solicit or originate in Spanish

This is not a commitment to lend. All loans are subject to approval.

Texas Residents Notice

We will submit your loan application to a participating lender. In connection with this mortgage loan, we are acting as an independent contractor and not as your agent. We will be compensated in compliance with Section 1026.36(d) of Regulation Z (12 C.F.R.§ 1026.36(d)) (if applicable).

Pursuant to Sections 156.004(b) and 156.102 of the Residential Mortgage Loan Company Licensing and Registration Act, Chapter 156, Texas Finance Code, you are hereby notified of the following:

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE COMPANY OR A LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE COMPANY RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEB SITE AT WWW.SML.TEXAS.GOV.

California Residents Privacy Notice

This section applies to residents of California.

Personal Information We Collect

We have collected the following categories of information from California consumers in the previous twelve months:

  • Identifiers: Name, postal address, email address, social security number, bank account data, financial identifiers, unique personal identifiers, online identifiers, IP address
  • Personal Information per California Civil Code §1798.80(e): Signature, telephone number, payment information, financial information
  • Protected Classifications: Race, marital status, disability status, ancestry
  • Commercial Information: Transaction history, loan status, payment history
  • Internet Activity: Browsing history, search history, website interaction
  • Audio Information: Recorded phone calls
  • Professional Information: Business contact information, education, employment history
  • Inferences: Consumer preferences, characteristics, behavior, attitudes

How We Use Personal Information

  • Provide information and respond to requests
  • Process loan applications and service mortgages
  • Operate and improve our business
  • Perform data analyses
  • Protect against fraud and illegal activity
  • Comply with legal requirements
  • Conduct marketing activities
  • Maintain security

Your California Privacy Rights

California residents have the following rights:

  1. Right to Know: Request disclosure of personal information we collect, use, disclose and sell
  2. Right to Deletion: Request deletion of personal information we have collected
  3. Right to Opt-Out: Opt-out of the sale of personal information

How to Exercise Your Rights

You may request to exercise your rights by:

  • Calling toll-free: 800-774-2186
  • Mailing your request to: Trebor Reverse Mortgage, L.L.C., 6427 Arbor Rose Ln, Spring, TX 77379

Non-Discrimination

We will not discriminate against you for exercising your CCPA rights.

Authorized Agents

You may designate an authorized agent to make a request on your behalf. The agent must have written permission and may need to provide proof of authorization.